First Area

Saginaw, MI #61756 Micro (<$50M) Healthy CEO: Lynn Mccoy
Assets
$38.5M
▲ 3.2%
Members
2,872
▼ 0.8%
Loans
$17.8M
▲ 0.4%
Net Worth
10.44%
▼ 0.23
ROA
0.45%
▲ 0.12
Delinquency
1.33%
▼ 0.11
Merger History · NCUA Records
Absorbed by CREDIT UNION 1 (LOMBARD, IL)
2025-12 · Reason: EXPANDED SERVICES · Assets at merger: $39.6M
Pending Filings
Merging into Credit Union 1 2026-01-14 · Docket NCUA-2025-1170
View all NCUA merger filings →
Tools & Analysis // First Area
Scorecard Performance Report Research Report 🔒 Time-Series 🔒 Forecasting 🔒 Peer Group 🔒 Stress Test 🔒 HMDA Mortgage 🔒 Branch Explorer 🔒
Financial Performance
Loan-to-Share
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Efficiency Ratio
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Net Interest Margin
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AI Analysis // Strengths // Risks // Opportunities
Quarterly History // Deposit Mix // Income Statement
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