Wednesday, May 20, 2026
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Vol. 1 · Issue 21·MAY 20 2026 EDITION·Support the work →
AnalysisMay 18, 2026 · 20:00 ET · 4 min read

Velera Index: Digital Payments Now Drive Most Credit Union Card Spend

Velera's May Payments Index shows digital payments now account for a majority of credit and debit purchase volume in its same-store credit union card data.

Velera's May Payments Index shows digital payments now account for a majority of credit and debit purchase volume in its same-store credit union card data.

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By the numbers

NCUA system data · 2025-Q4
4,287[NCUA Q4 2025-Q4]
Federally insured credit unions
144.7M[NCUA Q4 2025-Q4]
U.S. credit-union members
121[Mergers tracker]
CU mergers approved through Q3 2025