First Financial

Freehold, NJ #1021 Small ($50M–$500M) Healthy CEO: Issa Stephan

Assets

$175.8M

▼ 1.5%

Members

14,455

—

Loans

$106.3M

▲ 0.7%

Net Worth

8.16%

▲ 0.12

ROA

0.30%

▼ 0.61

Delinquency

2.86%

▼ 0.11

Merger History · NCUA Records

Acquired 1 credit union since 2018

· NESTLE (FREEHOLD) EMPLOYEES JACKSON, NJ · 2024-12 · LACK OF SPONSOR SUPPORT · $1.4M

Pending Filings

Receiving Southwest 2025-06-24 · Docket NCUA-2025-0043

Receiving Nestle (Freehold) Employees 2025-01-15 · Docket NCUA-2024-0148

Receiving C & NW Proviso 2020-06-19 · Docket NCUA-2020-0045

View all NCUA merger filings →

Tools & Analysis // First Financial

Scorecard Performance Report Research Report 🔒 Time-Series 🔒 Forecasting 🔒 Peer Group 🔒 Stress Test 🔒 HMDA Mortgage 🔒 Branch Explorer 🔒

Financial Performance

Loan-to-Share

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Efficiency Ratio

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Net Interest Margin

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HMDA Mortgage Lending

Originations

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Denial Rate

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Avg Rate

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Institutional Analysis // Strengths // Risks // Opportunities

Quarterly History // Deposit Mix // Income Statement

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