North Central Area

Houghton lake, MI #61953 Small ($50M–$500M) Healthy Low-Income CEO: Mark Richter
Assets
$260.8M
▲ 1.7%
Members
20,029
▲ 2.0%
Loans
$186.0M
▲ 1.2%
Net Worth
11.25%
▲ 0.13
ROA
1.27%
▲ 0.28
Delinquency
1.58%
▼ 0.20
Merger History · NCUA Records
Acquired 2 credit unions since 2018
· COMMUNITY PROMISE KALAMAZOO, MI · 2025-12 · POOR FINANCIAL CONDITION · $718K
· FIRST UNITED GRANDVILLE, MI · 2023-03 · EXPANDED SERVICES · $61.0M
Pending Filings
Receiving First United 2023-05-23 · Docket NCUA-2023-0035
View all NCUA merger filings →
Tools & Analysis // North Central Area
Scorecard Performance Report Research Report 🔒 Time-Series 🔒 Forecasting 🔒 Peer Group 🔒 Stress Test 🔒 HMDA Mortgage 🔒 Branch Explorer 🔒
Financial Performance
Loan-to-Share
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Efficiency Ratio
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Net Interest Margin
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AI Analysis // Strengths // Risks // Opportunities
Quarterly History // Deposit Mix // Income Statement
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