North Jersey

Totowa, NJ #1015 Small ($50M–$500M) Healthy Low-Income ⚠ 1 Enforcement CEO: Richard Garcia

Assets

$256.7M

▲ 1.6%

Members

27,820

▲ 0.6%

Loans

$150.9M

▼ 2.0%

Net Worth

10.39%

▲ 0.27

ROA

0.79%

▲ 0.59

Delinquency

0.77%

▼ 0.33

Merger History · NCUA Records

Acquired 1 credit union since 2018

· UNITED CITIES NEWARK, NJ · 2025-03 · INABILITY TO OBTAIN OFFICIALS · $26.2M

Pending Filings

Receiving United Cities 2025-06-12 · Docket NCUA-2025-0062

View all NCUA merger filings →

Tools & Analysis // North Jersey

Scorecard Performance Report Research Report 🔒 Time-Series 🔒 Forecasting 🔒 Peer Group 🔒 Stress Test 🔒 HMDA Mortgage 🔒 Branch Explorer 🔒

Financial Performance

Loan-to-Share

██.█%

Efficiency Ratio

██.█%

Net Interest Margin

█.██%

HMDA Mortgage Lending

Originations

█,███

Denial Rate

██.█%

Avg Rate

█.██%

Institutional Analysis // Strengths // Risks // Opportunities

Quarterly History // Deposit Mix // Income Statement

Unlock Full Profile

Complete financials, HMDA data, peer benchmarking, M&A and regulatory tracking, Institutional Analysis, and original reporting from The Credit Union Wire — for North Jersey and every federally insured U.S. credit union.

Start Free Trial

No charge for 14 days