BECU Q1 Q1 assets data summarize how BECU's balance sheet, member base, credit metrics, earnings, and net worth moved through the first quarter.
Highlights
- Assets: $30B at March 31, 2.19% from year-end and 1.81% from a year earlier.
- Loans: $20.3B, equal to 67.59% of assets.
- Member shares: $26.4B, with loan-to-share at 76.81%.
- Credit: delinquency was 0.41%; net charge-offs were 0.69% of average loans.
- Net worth: 12.23%; return on assets was 0.43%; year-to-date net income was $32M.
BECU Q1 Q1 assets narrative
NCUA 5300 Call Report data for charter 62604 show BECU reported $30B in assets, $20.3B in loans, and $26.4B in member shares at March 31.
The lending side accounted for 67.59% of assets, and the loan-to-share ratio was 76.81%. Those two measures give readers the basic balance-sheet context for comparing BECU with other large credit unions.
Credit and earnings metrics round out the Q1 view. BECU reported a 0.41% delinquent-loans-to-total-loans ratio, 0.69% net charge-offs to average loans, 0.43% return on assets, and $32M in year-to-date net income.
Net worth ratio, loan concentration, member-share growth, and credit costs should be read together because they describe different parts of the same cooperative balance sheet. None of those measures alone is the story; together they show how the quarter moved.
This series uses a straightforward format: highlights first, then the narrative around assets, loans, member shares, credit, earnings, and net worth. The goal is to make the Q1 call-report movement readable as a data update for industry readers.