CU Spotlight

CU Spotlight: ALCOA Municipal Employees

ALCOA Municipal Employees, based in ALCOA, TN, is a Micro (Under $50M) credit union serving 852 members with $4M in total assets.

The numbers speak for themselves - with a net worth ratio of 18.3% and a return on assets of 1.93%, ALCOA Municipal Employees is delivering where it counts. Add in delinquency of just 0.19%, loan-to-share ratio of 81.8%, net interest margin of 5.45%, efficiency ratio of 62.0%, charge-off rate of just 0.47%, and you have a credit union performing well above its peer group.

Exceptionally well-capitalized with a net worth ratio of 18.

See ALCOA Municipal Employees's full financial profile on CU Wire Data

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