Electrical Workers No 558, based in Sheffield, AL, is a Micro (Under $50M) credit union serving 3K members with $45M in total assets.
The numbers speak for themselves - with a net worth ratio of 20.0% and a return on assets of 2.27%, Electrical Workers No 558 is delivering where it counts. Add in delinquency of just 0.02%, loan-to-share ratio of 65.0%, net interest margin of 3.88%, efficiency ratio of 41.1%, charge-off rate of just 0.07%, and you have a credit union performing well above its peer group.
Exceptionally well-capitalized with a net worth ratio of 20.