In Elko, NV, Elko is proving that a Small ($50M–$500M) credit union can deliver big results - with $329M in assets and 19K members counting on consistent, strong performance.
The numbers speak for themselves - with a net worth ratio of 13.1% and a return on assets of 1.75%, Elko is delivering where it counts. Add in delinquency of just 0.47%, loan-to-share ratio of 77.8%, net interest margin of 3.70%, efficiency ratio of 63.7%, charge-off rate of just 0.04%, and you have a credit union performing well above its peer group.
Exceptionally well-capitalized with a net worth ratio of 13.