CU Spotlight: Kaleida Health

Kaleida Health in Buffalo, NY serves 3K members with $20M in assets, outperforming peers across 7 key financial metrics.

By CU Wire Staff·May 11, 2026 · 16:00 ET·1 min read·1 primary source

Kaleida Health, based in Buffalo, NY, is a Micro (Under $50M) credit union serving 3K members with $20M in total assets.

The numbers speak for themselves - with a net worth ratio of 16.8% and a return on assets of 1.85%, Kaleida Health is delivering where it counts. Add in delinquency of just 0.13%, loan-to-share ratio of 72.7%, net interest margin of 4.36%, efficiency ratio of 66.1%, charge-off rate of just 0.07%, and you have a credit union performing well above its peer group.

Exceptionally well-capitalized with a net worth ratio of 16.

See Kaleida Health's full financial profile on CU Wire Data

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This story was published May 11, 2026. There are no corrections or updates at this time. Errors are logged on the public corrections log, dated. The original text is not silently rewritten.

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