Kings, based in Hanford, CA, is a Small ($50M–$500M) credit union serving 10K members with $162M in total assets.
The numbers speak for themselves - with a net worth ratio of 15.5% and a return on assets of 1.06%, Kings is delivering where it counts. Add in delinquency of just 0.41%, loan-to-share ratio of 63.9%, net interest margin of 3.29%, efficiency ratio of 70.4%, charge-off rate of just 0.26%, and you have a credit union performing well above its peer group.
Exceptionally well-capitalized with a net worth ratio of 15.