10K members strong and growing, Meridia Community in Hamburg, NY is one of the standout performers in the Small ($50M–$500M) category with $138M in total assets.
The numbers speak for themselves - with a net worth ratio of 15.9% and a return on assets of 2.42%, Meridia Community is delivering where it counts. Add in delinquency of just 0.19%, loan-to-share ratio of 89.7%, net interest margin of 4.24%, efficiency ratio of 50.9%, charge-off rate of just 0.20%, and you have a credit union performing well above its peer group.
Exceptionally well-capitalized with a net worth ratio of 15.