CU Spotlight: N. Mississippi Health Services EMP.

N. Mississippi Health Services EMP. in Tupelo, MS serves 3K members with $13M in assets, outperforming peers across 7 key financial metrics.

By CU Wire Staff·May 13, 2026 · 13:00 ET·1 min read·1 primary source

In Tupelo, MS, N. Mississippi Health Services EMP. is proving that a Micro (Under $50M) credit union can deliver big results — with $13M in assets and 3K members counting on consistent, strong performance.

The numbers speak for themselves - with a net worth ratio of 21.5% and a return on assets of 2.13%, N. Mississippi Health Services EMP. is delivering where it counts. Add in delinquency of just 0.01%, loan-to-share ratio of 68.4%, net interest margin of 3.96%, efficiency ratio of 47.3%, charge-off rate of just 0.20%, and you have a credit union performing well above its peer group.

Exceptionally well-capitalized with a net worth ratio of 21.

See N. Mississippi Health Services EMP.'s full financial profile on CU Wire Data

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This story was published May 13, 2026. There are no corrections or updates at this time. Errors are logged on the public corrections log, dated. The original text is not silently rewritten.

Credit unions in this story

N. Mississippi Health Services Emp.

MS · $13M assets · 3K members

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