Patterson, based in Arkadelphia, AR, is a Micro (Under $50M) credit union serving 4K members with $37M in total assets.
The numbers speak for themselves - with a net worth ratio of 16.9% and a return on assets of 2.33%, Patterson is delivering where it counts. Add in delinquency of just 0.16%, loan-to-share ratio of 83.0%, net interest margin of 4.82%, efficiency ratio of 64.4%, charge-off rate of just 0.34%, and you have a credit union performing well above its peer group.
Exceptionally well-capitalized with a net worth ratio of 16.