Stratton Air National Guard, based in Scotia, NY, is a Micro (Under $50M) credit union serving 870 members with $975,243 in total assets.
The numbers speak for themselves - with a net worth ratio of 36.3% and a return on assets of 1.73%, Stratton Air National Guard is delivering where it counts. Add in delinquency of just 0.00%, loan-to-share ratio of 68.0%, net interest margin of 3.13%, efficiency ratio of 46.7%, charge-off rate of just 0.00%, and you have a credit union performing well above its peer group.
Exceptionally well-capitalized with a net worth ratio of 36.