FourLeaf delinquency data summarize how Fourleaf's balance sheet, member base, credit metrics, earnings, and net worth moved through the first quarter.
Highlights
- Assets: $14.4B at March 31, 2.22% from year-end and 6.57% from a year earlier.
- Loans: $11.2B, equal to 78.18% of assets.
- Member shares: $13B, with loan-to-share at 86.7%.
- Credit: delinquency was 2.02%; net charge-offs were 0.35% of average loans.
- Net worth: 9.07%; return on assets was 0.62%; year-to-date net income was $22M.
FourLeaf delinquency narrative
NCUA 5300 Call Report data for charter 4735 show Fourleaf reported $14.4B in assets, $11.2B in loans, and $13B in member shares at March 31.
The lending side accounted for 78.18% of assets, and the loan-to-share ratio was 86.7%. Those two measures give readers the basic balance-sheet context for comparing Fourleaf with other large credit unions.
Credit and earnings metrics round out the Q1 view. Fourleaf reported a 2.02% delinquent-loans-to-total-loans ratio, 0.35% net charge-offs to average loans, 0.62% return on assets, and $22M in year-to-date net income.
Net worth ratio, loan concentration, member-share growth, and credit costs should be read together because they describe different parts of the same cooperative balance sheet. None of those measures alone is the story; together they show how the quarter moved.
This series uses a straightforward format: highlights first, then the narrative around assets, loans, member shares, credit, earnings, and net worth. The goal is to make the Q1 call-report movement readable as a data update for industry readers.