Get to Know: BAY SHORE

BAY SHORE in Marinette, WI — 3K members, $46M in assets, chartered 1953. Key facts and most recent NCUA Call Report figures.

By CU Wire Staff·May 19, 2026 · 13:00 ET·1 min read·2 primary sources

BAY SHORE is a state-chartered credit union headquartered in Marinette, WI, chartered in 1953. Here are the key facts and most recent NCUA Call Report figures.

The basics

Headquarters: Marinette, WI
Chartered: 1953
Charter type: State-chartered credit union (charter #66549)
Field of membership: State Charter – Various
CEO: Vicki Carviou
Members: 3,322
Total assets: $46,267,296
Website: bayshorecu.org

Performance (2025-Q4)

Net worth ratio: 18.78%
Return on assets: 1.50%
Delinquency: 0.22%
Net charge-offs: 0.18%
Loan-to-share: 52.7%
Net interest margin: 4.22%
Efficiency ratio: 69.9%

See BAY SHORE's full financial profile on CU Wire Data →

Source: NCUA Call Report, 2025-Q4. Figures are as reported by the credit union.

Corrections & updates

What's changed since publication

This story was published May 19, 2026. There are no corrections or updates at this time. Errors are logged on the public corrections log, dated. The original text is not silently rewritten.

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