Carpenters is a federal credit union headquartered in Saint Paul, MN, chartered in 1953. Here are the key facts and most recent NCUA Call Report figures.

The basics

  • Headquarters: Saint Paul, MN
  • Chartered: 1953
  • Charter type: Federal credit union (charter #24676)
  • CEO: Kimberly S Waite
  • Members: 15,373
  • Total assets: $43,862,852
  • Designations: Minority Depository Institution
  • Website: mycarpenterscu.org

Performance (2026-Q1)

  • Net worth ratio: 15.99%
  • Return on assets: 1.46%
  • Delinquency: 0.28%
  • Net charge-offs: -0.16% (net recoveries)
  • Loan-to-share: 51.7%
  • Net interest margin: 4.48%
  • Efficiency ratio: 80.3%

See Carpenters's full financial profile on CU Wire Data →

Source: NCUA Call Report, 2026-Q1. Figures are as reported by the credit union.