CEDAR FALLS Community is a state-chartered credit union headquartered in Cedar Falls, IA, chartered in 1958. Here are the key facts and most recent NCUA Call Report figures.

The basics

  • Headquarters: Cedar Falls, IA
  • Chartered: 1958
  • Charter type: State-chartered credit union (charter #65565)
  • Field of membership: State Charter – Various
  • CEO: Chad Kaeppel
  • Members: 8,868
  • Total assets: $242,676,107
  • Designations: Low-Income Designated
  • Website: cfccu.org

Performance (2026-Q1)

  • Net worth ratio: 16.19%
  • Return on assets: 1.40%
  • Delinquency: 0.76%
  • Net charge-offs: 0.37%
  • Loan-to-share: 96.7%
  • Net interest margin: 3.34%
  • Efficiency ratio: 49.9%

See CEDAR FALLS Community's full financial profile on CU Wire Data →

Source: NCUA Call Report, 2026-Q1. Figures are as reported by the credit union.