CODE is a state-chartered credit union headquartered in Dayton, OH, chartered in 1940. Here are the key facts and most recent NCUA Call Report figures.

The basics

  • Headquarters: Dayton, OH
  • Chartered: 1940
  • Charter type: State-chartered credit union (charter #66840)
  • Field of membership: State Charter – Various
  • CEO: Scott Rutherford
  • Members: 13,095
  • Total assets: $176,739,785
  • Website: codecu.org

Performance (2026-Q1)

  • Net worth ratio: 11.96%
  • Return on assets: 1.11%
  • Delinquency: 0.75%
  • Net charge-offs: 0.49%
  • Loan-to-share: 64.8%
  • Net interest margin: 3.40%
  • Efficiency ratio: 72.3%

See CODE's full financial profile on CU Wire Data →

Source: NCUA Call Report, 2026-Q1. Figures are as reported by the credit union.