DE SOTO MO PAC is a state-chartered credit union headquartered in De Soto, MO, chartered in 1939. Here are the key facts and most recent NCUA Call Report figures.

The basics

  • Headquarters: De Soto, MO
  • Chartered: 1939
  • Charter type: State-chartered credit union (charter #63507)
  • Field of membership: State Charter – Various
  • CEO: Melissa L Thebeau
  • Members: 1,758
  • Total assets: $30,057,910
  • Designations: Low-Income Designated
  • Website: desotomopaccu.com

Performance (2026-Q1)

  • Net worth ratio: 9.74%
  • Return on assets: 0.62%
  • Delinquency: 0.79%
  • Net charge-offs: 0.00%
  • Loan-to-share: 74.5%
  • Net interest margin: 2.45%
  • Efficiency ratio: 71.4%

See DE SOTO MO PAC's full financial profile on CU Wire Data →

Source: NCUA Call Report, 2026-Q1. Figures are as reported by the credit union.