ELCA is a federal credit union headquartered in Chicago, IL, chartered in 2015. Here are the key facts and most recent NCUA Call Report figures.

The basics

  • Headquarters: Chicago, IL
  • Chartered: 2015
  • Charter type: Federal credit union (charter #24866)
  • Field of membership: Single Occupational/Associational Group
  • CEO: Luis Reyes
  • Members: 2,352
  • Total assets: $35,520,253
  • Designations: Low-Income Designated
  • Website: elcafcu.org

Performance (2026-Q1)

  • Net worth ratio: 9.19%
  • Return on assets: 0.30%
  • Delinquency: 0.06%
  • Net charge-offs: 0.17%
  • Loan-to-share: 36.0%
  • Net interest margin: 2.91%
  • Efficiency ratio: 90.8%

See ELCA's full financial profile on CU Wire Data →

Source: NCUA Call Report, 2026-Q1. Figures are as reported by the credit union.