Emerald Empire is a federal credit union headquartered in Springfield, OR, chartered in 1954. Here are the key facts and most recent NCUA Call Report figures.

The basics

  • Headquarters: Springfield, OR
  • Chartered: 1954
  • Charter type: Federal credit union (charter #9877)
  • Field of membership: Federal Charter – Not Specified
  • CEO: Carolyn J Stahly
  • Members: 2,544
  • Total assets: $27,664,481
  • Designations: Low-Income Designated
  • Website: youreecu.org

Performance (2025-Q4)

  • Net worth ratio: 21.04%
  • Return on assets: 0.63%
  • Delinquency: 0.33%
  • Net charge-offs: 0.07%
  • Loan-to-share: 92.4%
  • Net interest margin: 4.67%
  • Efficiency ratio: 87.7%

See Emerald Empire's full financial profile on CU Wire Data →

Source: NCUA Call Report, 2025-Q4. Figures are as reported by the credit union.