Financial PLUS is a state-chartered credit union headquartered in Flint, MI, chartered in 1952. Here are the key facts and most recent NCUA Call Report figures.

The basics

  • Headquarters: Flint, MI
  • Chartered: 1952
  • Charter type: State-chartered credit union (charter #68646)
  • Field of membership: State Charter – Various
  • CEO: Brad R Bergmooser
  • Members: 80,502
  • Total assets: $1,591,066,780
  • Designations: Low-Income Designated
  • Website: myfpcu.com

Performance (2025-Q4)

  • Net worth ratio: 11.82%
  • Return on assets: 1.02%
  • Delinquency: 0.71%
  • Net charge-offs: 0.59%
  • Loan-to-share: 88.4%
  • Net interest margin: 3.93%
  • Efficiency ratio: 77.3%

See Financial PLUS's full financial profile on CU Wire Data →

Source: NCUA Call Report, 2025-Q4. Figures are as reported by the credit union.