Forest AREA is a federal credit union headquartered in Fife Lake, MI, chartered in 1983. Here are the key facts and most recent NCUA Call Report figures.

The basics

  • Headquarters: Fife Lake, MI
  • Chartered: 1983
  • Charter type: Federal credit union (charter #24047)
  • Field of membership: Community Development
  • CEO: Alex J Lutke
  • Members: 21,325
  • Total assets: $317,942,431
  • Designations: Low-Income Designated
  • Website: forestarea.com

Performance (2026-Q1)

  • Net worth ratio: 12.30%
  • Return on assets: 1.39%
  • Delinquency: 1.47%
  • Net charge-offs: 0.77%
  • Loan-to-share: 69.9%
  • Net interest margin: 4.47%
  • Efficiency ratio: 67.6%

See Forest AREA's full financial profile on CU Wire Data →

Source: NCUA Call Report, 2026-Q1. Figures are as reported by the credit union.