Get to Know: GATES CHILI

GATES CHILI in Rochester, NY — 2K members, $31M in assets, chartered 1964. Key facts and most recent NCUA Call Report figures.

By CU Wire Staff·June 15, 2026 · 13:00 ET·1 min read·2 primary sources

GATES CHILI is a federal credit union headquartered in Rochester, NY, chartered in 1964. Here are the key facts and most recent NCUA Call Report figures.

The basics

Headquarters: Rochester, NY
Chartered: 1964
Charter type: Federal credit union (charter #16236)
Field of membership: Federal Charter – Not Specified
CEO: Kelly L Defranco
Members: 2,222
Total assets: $31,351,666
Website: gateschilifcu.org

Performance (2026-Q1)

Net worth ratio: 7.33%
Return on assets: 0.55%
Delinquency: 0.25%
Net charge-offs: 0.09%
Loan-to-share: 44.8%
Net interest margin: 3.80%
Efficiency ratio: 82.2%

See GATES CHILI's full financial profile on CU Wire Data →

Source: NCUA Call Report, 2026-Q1. Figures are as reported by the credit union.

Corrections & updates

What's changed since publication

This story was published June 15, 2026. There are no corrections or updates at this time. Errors are logged on the public corrections log, dated. The original text is not silently rewritten.

Republish

This story is free to republish.

The Credit Union Wire publishes under Creative Commons BY-NC. You may republish this story in print or online, in full or in excerpt, provided you credit "The Credit Union Wire" with a link back to the original, and do not modify the body or run it adjacent to advertising for any party covered by the story.

Get to Know: GATES CHILI

The basics

Performance (2026-Q1)

Stay on the wire.

What's changed since publication

This story is free to republish.