Get to Know: P.h.i.

P.h.i. in Lafayette, LA — 832 members, $5M in assets, chartered 1975. Key facts and most recent NCUA Call Report figures.

By CU Wire Staff·May 28, 2026 · 16:00 ET·1 min read·2 primary sources

P.h.i. is a federal credit union headquartered in Lafayette, LA, chartered in 1975. Here are the key facts and most recent NCUA Call Report figures.

The basics

Headquarters: Lafayette, LA
Chartered: 1975
Charter type: Federal credit union (charter #21879)
CEO: Sandra A Hall
Members: 832
Total assets: $5,048,257
Designations: Low-Income Designated
Website: phifcu.com

Performance (2026-Q1)

Net worth ratio: 6.88%
Return on assets: -0.67%
Delinquency: 0.00%
Net charge-offs: -0.07% (net recoveries)
Loan-to-share: 68.8%
Net interest margin: 4.71%
Efficiency ratio: 113.3%

See P.h.i.'s full financial profile on Sloe Data →

Source: NCUA Call Report, 2026-Q1. Figures are as reported by the credit union.

Corrections & updates

What's changed since publication

This story was published May 28, 2026. There are no corrections or updates at this time. Errors are logged on the public corrections log, dated. The original text is not silently rewritten.

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Get to Know: P.h.i.

The basics

Performance (2026-Q1)

Stay on the wire.

What's changed since publication

This story is free to republish.