Skypoint is a federal credit union headquartered in Germantown, MD, chartered in 1968. Here are the key facts and most recent NCUA Call Report figures.

The basics

  • Headquarters: Germantown, MD
  • Chartered: 1968
  • Charter type: Federal credit union (charter #18917)
  • Field of membership: Federal Charter – Not Specified
  • CEO: Carla Decker
  • Members: 13,829
  • Total assets: $249,224,961
  • Designations: Low-Income Designated
  • Website: skypointfcu.com

Performance (2025-Q4)

  • Net worth ratio: 11.77%
  • Return on assets: 0.33%
  • Delinquency: 1.67%
  • Net charge-offs: 0.61%
  • Loan-to-share: 99.6%
  • Net interest margin: 3.90%
  • Efficiency ratio: 93.1%

See Skypoint's full financial profile on CU Wire Data →

Source: NCUA Call Report, 2025-Q4. Figures are as reported by the credit union.