Get to Know: THE Finest

THE Finest in New York, NY — 12K members, $34M in assets, chartered 2015. Key facts and most recent NCUA Call Report figures.

By CU Wire Staff·May 20, 2026 · 16:00 ET·1 min read·2 primary sources

THE Finest is a federal credit union headquartered in New York, NY, chartered in 2015. Here are the key facts and most recent NCUA Call Report figures.

The basics

Headquarters: New York, NY
Chartered: 2015
Charter type: Federal credit union (charter #24862)
Field of membership: Community Charter – Underserved Area
CEO: Keith Stone
Members: 12,125
Total assets: $34,481,901
Designations: Low-Income Designated
Website: thefinestfcu.org

Performance (2025-Q4)

Net worth ratio: 24.43%
Return on assets: 5.07%
Delinquency: 1.31%
Net charge-offs: 2.66%
Loan-to-share: 105.5%
Net interest margin: 7.78%
Efficiency ratio: 62.0%

See THE Finest's full financial profile on CU Wire Data →

Source: NCUA Call Report, 2025-Q4. Figures are as reported by the credit union.

Corrections & updates

What's changed since publication

This story was published May 20, 2026. There are no corrections or updates at this time. Errors are logged on the public corrections log, dated. The original text is not silently rewritten.

Republish

This story is free to republish.

The Credit Union Wire publishes under Creative Commons BY-NC. You may republish this story in print or online, in full or in excerpt, provided you credit "The Credit Union Wire" with a link back to the original, and do not modify the body or run it adjacent to advertising for any party covered by the story.