TRU is a federal credit union headquartered in Greenwood, SC, chartered in 1974. Here are the key facts and most recent NCUA Call Report figures.

The basics

  • Headquarters: Greenwood, SC
  • Chartered: 1974
  • Charter type: Federal credit union (charter #21628)
  • Field of membership: Federal Charter – Not Specified
  • CEO: Philip Heinlen
  • Members: 7,249
  • Total assets: $63,851,630
  • Designations: Low-Income Designated
  • Website: gm-fcu.org

Performance (2025-Q4)

  • Net worth ratio: 10.87%
  • Return on assets: 1.12%
  • Delinquency: 0.34%
  • Net charge-offs: 0.56%
  • Loan-to-share: 65.8%
  • Net interest margin: 4.43%
  • Efficiency ratio: 82.1%

See TRU's full financial profile on CU Wire Data →

Source: NCUA Call Report, 2025-Q4. Figures are as reported by the credit union.