Valley Financial is a state-chartered credit union headquartered in Billings, MT, chartered in 1949. Here are the key facts and most recent NCUA Call Report figures.

The basics

  • Headquarters: Billings, MT
  • Chartered: 1949
  • Charter type: State-chartered credit union (charter #68689)
  • Field of membership: State Charter – Various
  • CEO: Casey Klein
  • Members: 38,943
  • Total assets: $593,701,955
  • Designations: Low-Income Designated
  • Website: valleyfcu.com

Performance (2026-Q1)

  • Net worth ratio: 10.60%
  • Return on assets: 0.88%
  • Delinquency: 0.30%
  • Net charge-offs: 0.36%
  • Loan-to-share: 78.8%
  • Net interest margin: 3.62%
  • Efficiency ratio: 77.6%

See Valley Financial's full financial profile on CU Wire Data →

Source: NCUA Call Report, 2026-Q1. Figures are as reported by the credit union.