Virginia is a federal credit union headquartered in Richmond, VA, chartered in 1928. Here are the key facts and most recent NCUA Call Report figures.

The basics

  • Headquarters: Richmond, VA
  • Chartered: 1928
  • Charter type: Federal credit union (charter #24962)
  • CEO: Christopher M Shockley
  • Members: 494,625
  • Total assets: $7,358,575,841
  • Designations: Low-Income Designated
  • Website: vacu.org

Performance (2026-Q1)

  • Net worth ratio: 11.34%
  • Return on assets: 0.43%
  • Delinquency: 0.90%
  • Net charge-offs: 0.88%
  • Loan-to-share: 83.1%
  • Net interest margin: 3.82%
  • Efficiency ratio: 78.2%

See Virginia's full financial profile on CU Wire Data →

Source: NCUA Call Report, 2026-Q1. Figures are as reported by the credit union.