Global credit union data summarize how Global's balance sheet, member base, credit metrics, earnings, and net worth moved through the first quarter.
Highlights
- Assets: $12.9B at March 31, -0.1% from year-end and 10.7% from a year earlier.
- Loans: $10.5B, equal to 81.72% of assets.
- Member shares: $11.4B, with loan-to-share at 92.31%.
- Credit: delinquency was 1.23%; net charge-offs were 0.52% of average loans.
- Net worth: 9.67%; return on assets was 0.42%; year-to-date net income was $13.7M.
Global credit union narrative
NCUA 5300 Call Report data for charter 5913 show Global reported $12.9B in assets, $10.5B in loans, and $11.4B in member shares at March 31.
The lending side accounted for 81.72% of assets, and the loan-to-share ratio was 92.31%. Those two measures give readers the basic balance-sheet context for comparing Global with other large credit unions.
Credit and earnings metrics round out the Q1 view. Global reported a 1.23% delinquent-loans-to-total-loans ratio, 0.52% net charge-offs to average loans, 0.42% return on assets, and $13.7M in year-to-date net income.
Net worth ratio, loan concentration, member-share growth, and credit costs should be read together because they describe different parts of the same cooperative balance sheet. None of those measures alone is the story; together they show how the quarter moved.
This series uses a straightforward format: highlights first, then the narrative around assets, loans, member shares, credit, earnings, and net worth. The goal is to make the Q1 call-report movement readable as a data update for industry readers.