Golden 1 Q1 growth data summarize how Golden 1's balance sheet, member base, credit metrics, earnings, and net worth moved through the first quarter.
Highlights
- Assets: $21.7B at March 31, 1.29% from year-end and 7.05% from a year earlier.
- Loans: $16.2B, equal to 74.42% of assets.
- Member shares: $19.5B, with loan-to-share at 82.91%.
- Credit: delinquency was 0.69%; net charge-offs were 0.79% of average loans.
- Net worth: 9.94%; return on assets was 0.45%; year-to-date net income was $24.4M.
Golden 1 Q1 growth narrative
NCUA 5300 Call Report data for charter 61650 show Golden 1 reported $21.7B in assets, $16.2B in loans, and $19.5B in member shares at March 31.
The lending side accounted for 74.42% of assets, and the loan-to-share ratio was 82.91%. Those two measures give readers the basic balance-sheet context for comparing Golden 1 with other large credit unions.
Credit and earnings metrics round out the Q1 view. Golden 1 reported a 0.69% delinquent-loans-to-total-loans ratio, 0.79% net charge-offs to average loans, 0.45% return on assets, and $24.4M in year-to-date net income.
Net worth ratio, loan concentration, member-share growth, and credit costs should be read together because they describe different parts of the same cooperative balance sheet. None of those measures alone is the story; together they show how the quarter moved.
This series uses a straightforward format: highlights first, then the narrative around assets, loans, member shares, credit, earnings, and net worth. The goal is to make the Q1 call-report movement readable as a data update for industry readers.