Idaho Central growth data summarize how Idaho Central's balance sheet, member base, credit metrics, earnings, and net worth moved through the first quarter.
Highlights
- Assets: $15B at March 31, 1.31% from year-end and 16.03% from a year earlier.
- Loans: $13B, equal to 86.84% of assets.
- Member shares: $13.3B, with loan-to-share at 97.81%.
- Credit: delinquency was 0.43%; net charge-offs were 0.4% of average loans.
- Net worth: 8.28%; return on assets was 1.06%; year-to-date net income was $39.5M.
Idaho Central growth narrative
NCUA 5300 Call Report data for charter 63194 show Idaho Central reported $15B in assets, $13B in loans, and $13.3B in member shares at March 31.
The lending side accounted for 86.84% of assets, and the loan-to-share ratio was 97.81%. Those two measures give readers the basic balance-sheet context for comparing Idaho Central with other large credit unions.
Credit and earnings metrics round out the Q1 view. Idaho Central reported a 0.43% delinquent-loans-to-total-loans ratio, 0.4% net charge-offs to average loans, 1.06% return on assets, and $39.5M in year-to-date net income.
Net worth ratio, loan concentration, member-share growth, and credit costs should be read together because they describe different parts of the same cooperative balance sheet. None of those measures alone is the story; together they show how the quarter moved.
This series uses a straightforward format: highlights first, then the narrative around assets, loans, member shares, credit, earnings, and net worth. The goal is to make the Q1 call-report movement readable as a data update for industry readers.