Mountain America loans data summarize how Mountain America's balance sheet, member base, credit metrics, earnings, and net worth moved through the first quarter.
Highlights
- Assets: $22.7B at March 31, 3.64% from year-end and 6.71% from a year earlier.
- Loans: $18.4B, equal to 81.38% of assets.
- Member shares: $20.1B, with loan-to-share at 91.61%.
- Credit: delinquency was 1.03%; net charge-offs were 1.25% of average loans.
- Net worth: 9.41%; return on assets was 0.89%; year-to-date net income was $49.4M.
Mountain America loans narrative
NCUA 5300 Call Report data for charter 24692 show Mountain America reported $22.7B in assets, $18.4B in loans, and $20.1B in member shares at March 31.
The lending side accounted for 81.38% of assets, and the loan-to-share ratio was 91.61%. Those two measures give readers the basic balance-sheet context for comparing Mountain America with other large credit unions.
Credit and earnings metrics round out the Q1 view. Mountain America reported a 1.03% delinquent-loans-to-total-loans ratio, 1.25% net charge-offs to average loans, 0.89% return on assets, and $49.4M in year-to-date net income.
Net worth ratio, loan concentration, member-share growth, and credit costs should be read together because they describe different parts of the same cooperative balance sheet. None of those measures alone is the story; together they show how the quarter moved.
This series uses a straightforward format: highlights first, then the narrative around assets, loans, member shares, credit, earnings, and net worth. The goal is to make the Q1 call-report movement readable as a data update for industry readers.