Northern Kentucky is a federal credit union headquartered in Highland Height, KY, chartered in 1973. Here are the key facts and most recent NCUA Call Report figures.

The basics

  • Headquarters: Highland Height, KY
  • Chartered: 1973
  • Charter type: Federal credit union (charter #21339)
  • Field of membership: Educational Community
  • CEO: Judy G Hester
  • Members: 6,790
  • Total assets: $43,730,189
  • Website: nkfcu.org

Performance (2026-Q1)

  • Net worth ratio: 13.42%
  • Return on assets: 1.77%
  • Delinquency: 0.32%
  • Net charge-offs: 0.08%
  • Loan-to-share: 49.4%
  • Net interest margin: 4.34%
  • Efficiency ratio: 65.3%

See Northern Kentucky's full financial profile on CU Wire Data →

Source: NCUA Call Report, 2026-Q1. Figures are as reported by the credit union.