Reduces regulatory burden by eliminating some procedural, disclosure, and communications requirements for converting insured credit unions to mutual savings banks.
Retains core disclosure and notification requirements for member votes on mergers or federal share insurance termination, but eliminates prescriptive requirements. Provides credit unions greater flexibility in designing member communications.
Proposes to rescind Interpretative Ruling and Policy Statement 06-1 because current FOM requirements are already in the Chartering Manual. Eliminates a redundant standard, easing compliance burden on federal credit unions.
New rule governing how credit unions can participate in stablecoin issuance through subsidiaries (typically CUSOs). Requires a Permitted Payment Stablecoin Issuer (PPSI) license from NCUA. Credit unions cannot issue stablecoins directly — must operate through a subsidiary owning 10%+ voting securities.
Proposes changes to 12 CFR Part 701.4 governing post-election training requirements for new federal credit union board members. Part of the sixth round of NCUA's Deregulation Project.
Proposes changes to 12 CFR Part 701.21 governing compensation in connection with loans to members and lines of credit to members. Aims to reduce prescriptive requirements around loan-related compensation practices.
Proposes changes to 12 CFR Part 701.23 governing the purchase, sale, and pledge of eligible obligations by federal credit unions. Aims to modernize and streamline requirements for these transactions.
Proposes changes to 12 CFR Part 701.24 governing the refund of interest by federal credit unions. Streamlines requirements around interest refund policies and procedures.
Proposes changes to 12 CFR Part 701.26 governing credit union service contracts. Reduces prescriptive requirements for how credit unions enter into and manage service agreements with vendors and third parties.
Proposes changes to 12 CFR Part 701.39 governing statutory liens. Simplifies the regulatory framework around how federal credit unions exercise statutory lien rights on member shares.
Proposed update to 12 CFR Part 749 governing the Records Preservation Program and Appendices, including Record Retention Guidelines and Catastrophic Act Preparedness Guidelines for federally insured credit unions.
Regulatory publication and voluntary review as contemplated by the Economic Growth and Regulatory Paperwork Reduction Act of 1996 (EGRPRA). NCUA is soliciting comments on its entire Chapter VII of 12 CFR to identify outdated, unnecessary, or unduly burdensome regulations affecting credit unions.
Proposes updates to 12 CFR Part 741 requirements for insurance. Removes outdated or duplicative provisions in the insurance requirements framework for federally insured credit unions.
Proposes to simplify 12 CFR Part 741 provisions related to the termination of excess share insurance coverage. Reduces prescriptive requirements while maintaining member protections.
Proposes changes to 12 CFR Part 741 requirements for insurance related to maximum borrowing authority. Streamlines the regulatory framework governing credit union borrowing limits.
Proposes changes to 12 CFR Part 701 governing public unit and nonmember share accounts. Aims to reduce regulatory burden on credit unions accepting deposits from governmental entities and nonmembers.
Proposes changes to 12 CFR 701.33 governing dependent care and board member expense reimbursement policies. Aims to modernize and simplify how credit unions handle board member expenses and dependent care provisions.
📍 Washington, DC📅 Mar 1–5, 2026America's Credit Unions
The credit union industry's premier advocacy event. Thousands of credit union leaders meet with lawmakers to advance the credit union agenda on Capitol Hill.
Updates to the Chartering Manual for federal credit unions, clarifying field of membership requirements. Consolidates guidance previously spread across multiple documents.