Bay

Capitola, CA #12067 Mid ($500M–$2B) Healthy Low-Income CDFI ⚡ FedNow CEO: Carrie L Birkhofer

Assets

$1.9B

▲ 2.1%

Members

97,218

▲ 1.0%

Loans

$1.2B

▲ 0.7%

Net Worth

9.71%

▲ 0.02

ROA

0.90%

▼ 0.14

Delinquency

0.17%

▼ 0.04

Tools & Analysis // Bay

Scorecard Performance Report Research Report 🔒 Time-Series 🔒 Forecasting 🔒 Peer Group 🔒 Stress Test 🔒 HMDA Mortgage 🔒 Branch Explorer 🔒

Financial Performance

Loan-to-Share

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Efficiency Ratio

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Net Interest Margin

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HMDA Mortgage Lending

Originations

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Denial Rate

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Avg Rate

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Institutional Analysis // Strengths // Risks // Opportunities

Quarterly History // Deposit Mix // Income Statement

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