Bay

Capitola, CA #12067 Mid ($500M–$2B) Healthy Low-Income CDFI ⚡ FedNow CEO: Carrie L Birkhofer
Assets
$1.9B
▲ 2.0%
Members
96,220
▲ 1.0%
Loans
$1.2B
▲ 0.5%
Net Worth
9.69%
—
ROA
1.02%
▲ 0.22
Delinquency
0.20%
▼ 0.12
Tools & Analysis // Bay
Scorecard Research Report 🔒 Time-Series 🔒 Forecasting 🔒 Peer Group 🔒 Stress Test 🔒 HMDA Mortgage 🔒 Branch Explorer 🔒
Financial Performance
Loan-to-Share
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Efficiency Ratio
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Net Interest Margin
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HMDA Mortgage Lending
Originations
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Denial Rate
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Avg Rate
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AI Analysis // Strengths // Risks // Opportunities
Quarterly History // Deposit Mix // Income Statement
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