Essential

Baton rouge, LA #68736 Small ($50M–$500M) Healthy Low-Income CDFI CEO: Richard Williams

Assets

$434.2M

▲ 1.0%

Members

31,430

▲ 1.0%

Loans

$349.4M

▲ 1.7%

Net Worth

9.06%

▲ 0.02

ROA

0.47%

▼ 0.02

Delinquency

1.45%

▲ 0.33

Merger History · NCUA Records

Acquired 1 credit union since 2018

· PRIORITY POSTAL PASADENA, TX · 2023-12 · POOR MANAGEMENT · $2.7M

View all NCUA merger filings →

Tools & Analysis // Essential

Scorecard Performance Report Research Report 🔒 Time-Series 🔒 Forecasting 🔒 Peer Group 🔒 Stress Test 🔒 HMDA Mortgage 🔒 Branch Explorer 🔒

Financial Performance

Loan-to-Share

██.█%

Efficiency Ratio

██.█%

Net Interest Margin

█.██%

HMDA Mortgage Lending

Originations

█,███

Denial Rate

██.█%

Avg Rate

█.██%

Institutional Analysis // Strengths // Risks // Opportunities

Quarterly History // Deposit Mix // Income Statement

Unlock Full Profile

Complete financials, HMDA data, peer benchmarking, M&A and regulatory tracking, Institutional Analysis, and original reporting from The Credit Union Wire — for Essential and every federally insured U.S. credit union.

Start Free Trial

No charge for 14 days