Valley First

Modesto, CA #68402 Mid ($500M–$2B) Healthy Low-Income CDFI CEO: Davis
Assets
$1.1B
▲ 2.0%
Members
80,465
▲ 0.6%
Loans
$776.4M
▲ 4.2%
Net Worth
9.92%
▼ 0.20
ROA
0.54%
▲ 0.08
Delinquency
1.00%
▲ 0.18
Financial Performance
Loan-to-Share
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Efficiency Ratio
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Net Interest Margin
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HMDA Mortgage Lending
Originations
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Denial Rate
██.█%
Avg Rate
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AI Analysis // Strengths // Risks // Opportunities
Quarterly History // Deposit Mix // Income Statement
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