Get to Know: Ardent

Ardent in Phila, PA — 34K members, $931M in assets, chartered 1977. Key facts and most recent NCUA Call Report figures.

By CU Wire Staff·May 25, 2026 · 16:00 ET·1 min read·2 primary sources

Ardent is a federal credit union headquartered in Phila, PA, chartered in 1977. Here are the key facts and most recent NCUA Call Report figures.

The basics

Headquarters: Phila, PA
Chartered: 1977
Charter type: Federal credit union (charter #22637)
CEO: Robert Werner
Members: 34,159
Total assets: $931,319,802
Website: ardentcu.org

Performance (2026-Q1)

Net worth ratio: 9.74%
Return on assets: 0.17%
Delinquency: 0.49%
Net charge-offs: 0.30%
Loan-to-share: 74.2%
Net interest margin: 2.45%
Efficiency ratio: 87.8%

See Ardent's full financial profile on CU Wire Data →

Source: NCUA Call Report, 2026-Q1. Figures are as reported by the credit union.

Corrections & updates

What's changed since publication

This story was published May 25, 2026. There are no corrections or updates at this time. Errors are logged on the public corrections log, dated. The original text is not silently rewritten.

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