Get to Know: Cal-ed

Cal-ed in California, PA — 3K members, $19M in assets, chartered 1960. Key facts and most recent NCUA Call Report figures.

By CU Wire Staff·June 5, 2026 · 16:00 ET·1 min read·2 primary sources

Cal-ed is a federal credit union headquartered in California, PA, chartered in 1960. Here are the key facts and most recent NCUA Call Report figures.

The basics

Headquarters: California, PA
Chartered: 1960
Charter type: Federal credit union (charter #13503)
Field of membership: Educational Community
CEO: Jacque M Dwyer
Members: 3,215
Total assets: $18,971,474
Designations: Low-Income Designated
Website: cal-ed.com

Performance (2026-Q1)

Net worth ratio: 14.26%
Return on assets: 0.04%
Delinquency: 3.72%
Net charge-offs: 0.41%
Loan-to-share: 28.2%
Net interest margin: 3.92%
Efficiency ratio: 99.1%

See Cal-ed's full financial profile on CU Wire Data →

Source: NCUA Call Report, 2026-Q1. Figures are as reported by the credit union.

Corrections & updates

What's changed since publication

This story was published June 5, 2026. There are no corrections or updates at this time. Errors are logged on the public corrections log, dated. The original text is not silently rewritten.

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