Get to Know: I.l.w.u.

I.l.w.u. in Long Beach, CA — 30K members, $602M in assets, chartered 1972. Key facts and most recent NCUA Call Report figures.

By CU Wire Staff·May 25, 2026 · 13:00 ET·1 min read·2 primary sources

I.l.w.u. is a federal credit union headquartered in Long Beach, CA, chartered in 1972. Here are the key facts and most recent NCUA Call Report figures.

The basics

Headquarters: Long Beach, CA
Chartered: 1972
Charter type: Federal credit union (charter #24916)
CEO: Ralph E Ruiz
Members: 30,315
Total assets: $601,926,772
Designations: Low-Income Designated
Website: ilwucu.org

Performance (2026-Q1)

Net worth ratio: 9.98%
Return on assets: 1.10%
Delinquency: 0.49%
Net charge-offs: 0.36%
Loan-to-share: 72.6%
Net interest margin: 3.65%
Efficiency ratio: 75.6%

See I.l.w.u.'s full financial profile on CU Wire Data →

Source: NCUA Call Report, 2026-Q1. Figures are as reported by the credit union.

Corrections & updates

What's changed since publication

This story was published May 25, 2026. There are no corrections or updates at this time. Errors are logged on the public corrections log, dated. The original text is not silently rewritten.

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