SIU is a state-chartered credit union headquartered in Carbondale, IL, chartered in 1938. Here are the key facts and most recent NCUA Call Report figures.

The basics

  • Headquarters: Carbondale, IL
  • Chartered: 1938
  • Charter type: State-chartered credit union (charter #60279)
  • Field of membership: State Charter – Various
  • CEO: Mike Lantrip
  • Members: 45,875
  • Total assets: $560,968,231
  • Designations: Low-Income Designated
  • Website: siucu.org

Performance (2025-Q4)

  • Net worth ratio: 11.57%
  • Return on assets: 1.06%
  • Delinquency: 0.84%
  • Net charge-offs: 0.67%
  • Loan-to-share: 78.8%
  • Net interest margin: 3.53%
  • Efficiency ratio: 75.3%

See SIU's full financial profile on CU Wire Data →

Source: NCUA Call Report, 2025-Q4. Figures are as reported by the credit union.