Get to Know: Tri-lakes

Tri-lakes in Saranac LAKE, NY — 2K members, $28M in assets, chartered 1978. Key facts and most recent NCUA Call Report figures.

By CU Wire Staff·June 5, 2026 · 09:00 ET·1 min read·2 primary sources

Tri-lakes is a federal credit union headquartered in Saranac LAKE, NY, chartered in 1978. Here are the key facts and most recent NCUA Call Report figures.

The basics

Headquarters: Saranac LAKE, NY
Chartered: 1978
Charter type: Federal credit union (charter #23198)
Field of membership: Federal Charter – Not Specified
CEO: Heather L Deforest
Members: 2,163
Total assets: $28,359,901
Website: trilakesfcu.com

Performance (2026-Q1)

Net worth ratio: 13.19%
Return on assets: 1.02%
Delinquency: 0.30%
Net charge-offs: 1.36%
Loan-to-share: 48.3%
Net interest margin: 4.36%
Efficiency ratio: 68.7%

See Tri-lakes's full financial profile on CU Wire Data →

Source: NCUA Call Report, 2026-Q1. Figures are as reported by the credit union.

Corrections & updates

What's changed since publication

This story was published June 5, 2026. There are no corrections or updates at this time. Errors are logged on the public corrections log, dated. The original text is not silently rewritten.

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