Valley is a federal credit union headquartered in Brownsville, TX, chartered in 1935. Here are the key facts and most recent NCUA Call Report figures.

The basics

  • Headquarters: Brownsville, TX
  • Chartered: 1935
  • Charter type: Federal credit union (charter #850)
  • Field of membership: Community Charter – Geographic
  • CEO: Norma S Jasso
  • Members: 9,380
  • Total assets: $118,810,606
  • Designations: Low-Income Designated, Minority Depository Institution
  • Website: vfcu.net

Performance (2026-Q1)

  • Net worth ratio: 12.58%
  • Return on assets: 0.36%
  • Delinquency: 0.34%
  • Net charge-offs: 0.71%
  • Loan-to-share: 70.9%
  • Net interest margin: 4.60%
  • Efficiency ratio: 87.6%

See Valley's full financial profile on CU Wire Data →

Source: NCUA Call Report, 2026-Q1. Figures are as reported by the credit union.