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Travel Tips: How Credit Unions Can Help Protect Members Before Their Next Vacation

Fed Dot Plot Just Killed Your 2026 ALCO Plan

The June Fed dot plot flipped from cuts to a hike. Credit union balance sheets built on easing assumptions just got a problem they can't reprice away.

Credit Union Branches Have a Starbucks Problem

Starbucks grew US transactions for the first time in 8 quarters — a service-model fix, not a digital one. Credit union branches run the same broken play.

Velera Index: Digital Payments Now Drive Most Credit Union Card Spend

Velera's May Payments Index shows digital payments now account for a majority of credit and debit purchase volume in its same-store credit union card data.

Navy Federal Q1 Assets Cross $203B

Navy Federal Q1 data show assets over $203B, profit up sharply and shares outrunning loan growth as credit costs ease in the March call report.

Michigan Private Share Insurance Bills Get Hearing

Michigan private share insurance bills had a Lansing hearing May 13. Here is what HB 5779-5783 mean for credit unions, NCUSIF choice and boards.

USDA Cuts Three Credit Unions From OneRD Lender List

USDA pulled 10 lenders from its OneRD Rural Development program over $620M in delinquent loans. Three of those banned lenders are credit unions.

Credit Unions Lost the Banking Desert to Dollar General

Dollar General opens 450 stores in 2026 across America's banking deserts. Credit unions, by charter, were built to serve exactly this geography.

Credit Union Cores Solve a Problem We No Longer Have

Credit union cores were the right answer when databases were brittle and compute was expensive. In 2026 they answer a question nobody is asking.

Credit Union Auto Loans Held Up. The Cycle Isn't Done.

Credit union auto loans printed flat delinquency last quarter while Wall Street ate $340M+ in Tricolor losses. History says the second wave still comes.

FIS-Anthropic AI Agent: What Credit Unions Should Know

FIS and Anthropic put agentic AI inside the bank core, starting with AML. What the deal means for credit unions — on FIS and on every other core.

Credit Union Q1 2026: PenFed First to Report

PenFed posted Q1 2026 net income up 56%, ROA at 1.27% — well above the 2025 industry print of 0.79%. The first credit union Q1 2026 read suggests a bounce.

Alkami Digital Banking 2026: Growth, Buyback, and Risk

Alkami digital banking ARR hit $493.6M in Q1 2026 alongside a new $100M buyback. What the growth, losses, and capital returns mean for credit unions.

How Members 1st Federal Credit Union Is Helping Members Stay Ahead of Credit Card Fraud This Travel Season

--> As spring turns into summer, increased travel and on-the-go spending create more opportunities for fraudsters.

BNPL Groceries: The Prime Member Your Model Can't See

BNPL groceries jumped from 14% to 25% of users in one year. Credit bureaus miss most of it. Your prime member is thinner than their FICO shows.

Solo, Not Alone: Building an AI Company with AI

One founder, zero employees, five AI agents shipping code and running operations daily. Inside the operating reality of building a company on the thesis that AI redefines what a team looks like.

From Real Estate Tech to Credit Union AI: Why I Bet My Next Company on the Movement

Credit union AI needs infrastructure, not hype. Runline founder Sean Hsieh explains why he left fintech to build the pipes credit unions need.

How Members 1st Federal Credit Union is Leading the Way with Member Appreciation

Byline: Steve Hemler, Chief Experience Officer, Members 1st Federal Credit Union As financial institutions compete on technology and convenience, credit...

Monzo US Exit: The Moat That Saved CUs Traps Them Too

Monzo's US exit ended years of neobank hype. But the regulatory moat that blocked it also limits credit union growth — and the real threat already found a way around it.

Credit Union Loan Delinquency Was Rising Before Gas Hit $4

Credit union loan delinquency hit a 12-year high before gas crossed $4. A K-shaped oil shock is now accelerating losses in the most exposed portfolios.

Fiserv: What Happened and What's Ahead

Fiserv lost roughly 77% of its market value in thirteen months. A CEO exit, earnings reset, and banking revenue decline reshaped the company.

X Money Will Go Live to 600 Million Users

X Money is going live with 6% APY, a Visa debit card, and FDIC-insured deposits to 600 million users. What it means for banks and credit unions.

Credit Union Fraud Detection: What Shopify Gets Right

Shopify trains its fraud model on 10 billion transactions across millions of stores. Credit unions run fraud detection in complete isolation.

Credit Union Branch Strategy: Target Just Bet $5B on Stores

Target is spending $5B on new stores while credit unions close branches. The retailer's strategy reveals what most credit union branch strategies get wrong.

Gen Alpha Credit Union Members Will Never Walk In

Gen Alpha credit union membership won't happen at a branch. With the average member age at 53, the window to reach the next generation is closing fast.

Credit Union Podcasts to Watch... or Listen To

From leadership and lending to regulation and growth, here are the credit union podcasts worth adding to your listening stack in 2026.

Credit Union Fraud Detection: What Casinos Already Know

Casinos and credit unions follow the same BSA rules. One spends billions on real-time surveillance. The other catches fraud after the money is gone.

Sports Betting Members Are Showing Up in Delinquency Data

Sports betting members are driving rising delinquencies, falling credit scores, and a bankruptcy spike — and most credit unions aren't tracking it.

Credit Union Core Processor Lock-In: A Strategy Tax

Credit union core processor contracts run 5-7 years with seven-figure exit penalties. That's not a vendor relationship — it's a ceiling on everything else.

Credit Union Cards: Beyond APR in a Rewards-Driven Market

Credit unions control just 6% of credit card outstandings despite 130M members. The gap reflects structural challenges competing on rewards when lower APRs don't matter to transactors.