Long-form articles and analysis on cooperative finance. Structural reporting on the patterns the data reveals.
Half of Americans report feeling lonely. Third places are disappearing. Banks are closing branches. The credit union branch may be the most undervalued strategic asset in the industry.
The creator economy has 207 million creators globally and 45 million U.S. professionals earning irregular income — the exact population credit unions were built to serve.
Credit union HELOC lending grows as homeowners hold $17.6T in equity. Banks lost 17 points of market share and CUs are positioned to gain.
Credit union branch transformation accelerates as 58% of executives plan to repurpose locations into advisory hubs for deeper member relationships.
Gen Z members rate their checking accounts a lukewarm 7.59 out of 10, and 31% of members under 40 say they will leave over a single fee. Credit unions that fail to adapt risk ceding an entire generation to fintechs and neobanks.
Credit union auto lending closed 2025 at its weakest point in nearly three years, even as the broader system posted record earnings.
NCUA deregulation gives credit unions breathing room, but without a strategic plan, regulatory relief alone will not drive growth.
The latest data paints a complex picture for the credit union industry. Deposit recovery and lending growth are encouraging, but ongoing competitive pressures and economic uncertainty demand careful navigation.
As Valentine's Day drives more people to dating apps and social media, fraudsters take advantage of heightened emotions and increased online activity.
Coldwell Banker projects a $2.4 trillion transfer of U.S. residential real estate wealth with lending implications.
Ask most credit union leaders what keeps them up at night and the answers are familiar. Rates, liquidity, credit, and competition all show up quickly.
For much of the last decade, credit unions operated in an environment where pricing decisions were relatively forgiving.
Credit unions are not in a crisis delinquency cycle, but they are no longer in the unusually clean credit environment that followed the pandemic.
Every new year brings a familiar rhythm across the credit union industry. Strategic plans get refreshed. Dashboards get updated. Priorities get restated.
JPMorgan Chase is exploring the possibility of offering cryptocurrency trading services to its institutional clients, according to reporting from Bloomberg.
NCUA quarterly Call Report data since March 31, 2020, shows how unrealized gains on available-for-sale (AFS) debt securities reversed as interest rates rose.
Bank Secrecy Act compliance is often discussed as a problem of scale. Large institutions are assumed to be riskier because of complexity.
For decades, real estate sat at the center of household wealth in the United States. Homes were the primary store of value, the largest balance sheet item, and the anchor around which most financial relationships were built.
The initial concept of a credit union was fairly simple: deposits and loans.
The idea of a 50-year mortgage has re-entered national discussion, with policymakers exploring whether ultra-long-term loans could ease America's housing affordability crisis.
Ten years ago, a credit union's competitive edge often came down to geography — a branch network, a community charter, a reputation built one member at a time.
According to the National Credit Union Administration's Quarterly Data Summary, there were 4,604 federally insured credit unions at year-end 2023 and 4,455 at year-end 2024.
SavvyMoney, an industry leader of financial wellness and growth solutions, today announced a $225 million minority investment co-led by PSG and Canapi Ventures.
West Community Credit Union is proud to introduce Brock Martin as its new Director of Fraud and Financial Crimes.
Jeanne D'Arc Credit Union is proud to announce a partnership with New England Defensive End Keion White for a powerful initiative: Tackling Financial Wellness.
Pensacola, Florida (October 23, 2025) - PenAir Credit Union (PenAir) has agreed to purchase certain assets related to Service 1 Federal Credit Union's branch in Mobile, Alabama.
Southern Energy Credit Union is pleased to announce that Andy Rush has officially assumed the role of President and Chief Executive Officer as of October 1, 2025.
Nook, a Credit Union Service Organization (CUSO) specializing in marketing automation and data integration for credit unions, has achieved Platinum Tier status in HubSpot's Solutions Partner Program.
LOWELL, MA (October 2, 2025) - Larissa C. Thurston, President and Chief Executive Officer at Jeanne D'Arc Credit Union, is pleased to welcome Brian Collins as Senior Vice President and Chief Operating Officer.
The popular television series Succession brought the high-stakes world of corporate leadership transitions into living rooms, albeit with a healthy dose of dramatization.